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Payslips must be dated within the last 3 months. Older payslips will be rejected by lenders — even if your employment hasn't changed.
Statements must clearly show your full name, BSB, and account number. Screenshots from banking apps are often rejected — use official PDF exports.
Lenders require at least 2 years of tax returns for self-employed applicants. One year is rarely accepted, even for strong income profiles.
A credit card statement is not a bank statement. Lenders need your transactional account statements showing your income landing and regular spending.
Once you've gathered your documents, a Funding Assist broker will submit the fastest, cleanest application possible — across 50+ lenders. Free, no obligation.