Free · All 8 states & territories · Updated 2026

Stamp duty calculator

Calculate your stamp duty for any Australian state — including First Home Buyer exemptions and concessions.
Know your real buying costs before you make an offer.

VIC

NSW

QLD

ACT

TAS

Enter property details

Victoria

Property purchase price

Enter the full purchase price — not the deposit amount.

Buyer type

Owner-occupier

I'll live in the property

First home buyer

This will be my first property

Investor

I'll rent it out

Property type

Established home

Existing property being resold

New / off-the-plan

Brand new or under construction

Vacant land

Land only — no dwelling

Please enter a valid property price to calculate.

Enter a property price to see your stamp duty

Select your state and buyer type for the most accurate result.

Victoria · First home buyer

$600,000 established home

Stamp duty payable

Full cost of purchase

Purchase price —

Stamp duty —

Est. legal / conveyancing ~$1,500

Est. building inspection ~$600

Est. loan application fees ~$500

Estimated total buying costs —

Legal and inspection fees are estimates. Your broker can provide a detailed cost breakdown for your specific purchase.

Book a free consultation Quick broker enquiry →

General estimate only · Not financial advice

State comparison

Stamp duty across all states

Enter a property price above to compare stamp duty across all states and territories.

VIC

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NSW

—

QLD

—

ACT

—

TAS

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Comparison uses owner-occupier established home rates. First home buyer concessions may reduce these amounts significantly. Click any state to switch the calculator.

First home buyer concessions

Where first home buyers save the most on stamp duty

Four states offer full stamp duty exemptions for eligible first home buyers — potentially saving tens of thousands of dollars. Here's how each state compares.

Victoria

Under $600,000

Full exemption — zero stamp duty. Properties $600k–$750k receive a tapered concession based on the SRO formula. Over $750k pays full duty. Off-the-plan concession available to all buyers until October 2026.

Full exemption available

New South Wales

Under $800,000

Full exemption since July 2023 (First Home Buyers Assistance Scheme). Properties $800k–$1M receive a tapered concession. Over $1M pays full duty.

Full exemption available

Queensland

No cap on new homes

From 1 May 2025: zero stamp duty on new homes and vacant land with NO price cap. For established homes, full exemption under $700,000 with a sliding scale taper to $800,000.

No cap for new homes

Western Australia

Under $500,000

Updated March 2025: full exemption under $500,000. Tapered concession up to $700,000 for established homes or $750,000 for new builds. Over those thresholds pays full duty.

Full exemption available

South Australia

New homes under $650k

From 2025: zero stamp duty on NEW homes under $650,000. For established homes, up to $15,500 concession on homes under $500,000. Full duty above these thresholds.

Concession + new home exemption

ACT

Under $1,020,000

Home Buyer Concession Scheme (2025-26): full stamp duty exemption for eligible FHBs on properties under $1,020,000 (CPI-indexed). Subject to household income under $160,000.

Full exemption — income tested

Tasmania

100% until June 2026

Until 30 June 2026: full exemption for FHBs on established homes under $750,000. After that date it reverts to a 50% concession. Properties over $750k receive a 50% concession permanently.

Full exemption until Jun 2026

Northern Territory

Up to $18,601 off

FHB stamp duty concession of up to $18,601 on homes under $650,000. A $10,000 FHOG applies to new builds, plus a separate $50,000 HomeGrown grant (new builds, until Sep 2026).

Concession + grants available

Not sure what you can actually afford?

Stamp duty is just one upfront cost. A Funding Assist broker can give you a complete cost-of-buying breakdown — including stamp duty, legal fees, lender costs, and LMI if applicable. Free, no obligation.

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